Wealth & Life Planning Built Around Your Goals, Your Family, and Your Future
Lockridge Legacy Financial Services offers fee-based wealth and life planning built around where you actually are — not a generic template — covering estate planning, budgeting, and financial coaching for families and individuals across North Central Missouri and beyond.
Beyond Investments: A Plan That Covers Every Corner of Your Financial Life
Estate Planning
We help you think through how your assets, wishes, and legacy are structured and protected — coordinating with your attorney and other advisors to make sure your plan reflects what actually matters to you and your family.
Budgeting & Financial Coaching
Whether you're building financial habits for the first time or recalibrating after a major life change, we work with you on cash flow, spending strategy, and the practical steps that make long-term goals achievable.
Common Questions About Wealth & Life Planning
Do I need a large amount of assets to work with Lockridge Legacy on wealth and life planning?
No. Our planning work — especially budgeting, financial coaching, and early-stage estate planning — is designed for clients at a range of financial starting points. Many of our clients in their 30s and 40s come to us precisely because they're building toward something, not because they've already arrived.
How does estate planning fit into financial planning?
Estate planning and financial planning are most effective when they're coordinated. Beneficiary designations, account ownership structures, and asset titling all have estate implications that can either support or undermine a well-drafted estate document. We help make sure your financial accounts are aligned with your broader estate intentions, and we work alongside your attorney when legal documents are involved.
Can Lockridge Legacy work with clients outside of Missouri?
Yes. We're licensed in multiple states and work with clients nationally. While our firm is based in Chillicothe and deeply connected to North Central Missouri, geography isn't a barrier to working with us.
What does financial coaching actually involve?
Financial coaching sessions are structured conversations focused on your specific situation — a major purchase decision, a career transition, a change in income, or simply a need to get your financial picture organized. We work through your options, help you understand the trade-offs, and give you a clear path forward. Coaching is fee-based, so the focus is entirely on the advice.